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Why choose Ripple Cash?
  • Our cash loans are as easy as 1-2-3

    Apply

    With our simple online application, it’s quick, secure and confidential

    Get Answers in Seconds

    No waiting and no guessing. We’ll tell you how much you’re approved for in moments.

    Get cash as soon as tomorrow!

    If approved, your loan funds will be deposited as early as the next business day (for transactions completed by 4 p.m. CST)*. You may also request same day funding (for transactions completed by 4 p.m. CST) to have the funds delivered by wire transfer within a few hours. (Same day funding is subject to a bank processing fee of $22.00.)

  • The plain truth – a Ripple Cash loan is better than a payday loan:

    Higher loan amounts

    Because life’s little surprises aren’t limited to $500, our loans range from $250 – $1,000 for first time customers and as much as $2,500 for returning customers.

    Lower Fees

    Interest on a Ripple Cash loan is typically much less than fees charged for a payday loan, bank overdrafts or late fees on other bills.

    Pay over time

    With a Ripple Cash loan, you pay your loan back over time, not in 2 weeks! Our terms range from 6 to 18 months, depending on the size of your loan. Plus, as you pay down your loan you can always borrow against your available balance.

  • Ripple Cash Loans — the antidote to high late fees

    Do you know how much a late fee truly costs you?

    Probably more than you realize. Below are a few common charges along with the corresponding Annual Percentage Rate (APR) calculated on those fees. For example, if you assume that your $100 utility bill was a 14 day loan, and the $47 reconnect fee was the interest charged, your equivalent APR would be over 1225%! A Ripple Cash loan can typically be the better choice to help you avoid these types of late fees.

    Don’t stop there! Calculate the true cost banks and credit cards are assessing you. We think you’ll see for yourself why a Ripple Cash loan makes sense.

    Note: All examples are calculated using an assumed single repayment of the fee for a loan term of 14 days.